Business Insurance
Risk Management

Our Process

We feel strongly that a proper insurance program cannot be implemented without a complete understanding of your unique operations. To that end, we undertake the following process:

Step 1 - Assessment: Taking the time to learn about your business can be the difference between identifying a potentially crippling exposure and having a “gap” in your insurance coverage. A gap occurs when an exposure is overlooked and not contemplated in the final insurance program.

Step 2 - Program architecture: Upon completion of the assessment, we develop a comprehensive insurance program and, now having specific knowledge of your business, can negotiate an appropriate premium with our carriers.

Step 3 - Implementation: After presenting our findings to you, we will implement the insurance program.

Step 4 - Risk mitigation: The probability of loss can be decreased by implementing loss prevention strategies. Once our advisors understand your business, they can make recommendations that can increase the safety of your employees, reduce the likeliness of a loss, and possibly reduce the premium of your insurance policy.

Schedule a review an Ericson advisor today.